Perspectives

Explore our thought leaders’ latest insights and ideas.

‘Tis the Season of Giving: The many benefits of charitable gifting

‘Tis the Season of Giving: The many benefits of charitable gifting

With the holiday season upon us, it is time to start thinking about how you can give back in a multitude of ways that could also be beneficial to you, as the donor. Making a charitable contribution of money or time in place of traditional gift-giving can make your holiday shopping that much easier, while helping someone in need.
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Memories Over Possessions: How millennials are creating the experience economy

Memories Over Possessions: How millennials are creating the experience economy

Everyone has heard the phrase “money can’t buy you happiness,” meaning that an excess of belongings will not necessarily bring one satisfaction. But what money can buy you—and millennials are tapping into—is an “experience.” Since 1987, consumer spending on experiences and events relative to total U.S. consumer spending has increased 70%. What an experience brings that a tangible item does not is a sense of community and belonging, values that are important to the millennial generation.
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Your Best New Year’s Resolution: Peace of Mind

Your Best New Year’s Resolution: Peace of Mind

With a new year comes New Year’s resolutions, and although we start the year with good intentions, oftentimes many resolutions fall by the wayside. Some of the most common resolutions include losing weight, spending more time with family and friends, learning a new hobby and getting organized. Taking care of oneself should be at the top of everyone’s New Year’s resolution list, but for many of us we feel the need to take care of others before taking care of ourselves.
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Why breaking up is good: U.S. election may again render divided government

Why breaking up is good: U.S. election may again render divided government

With less than a month to go in the 2016 presidential election cycle, Democratic candidate Hillary Clinton remains ahead in the polls and holds at least a 7-point lead over Republican candidate Donald Trump, according to RealClearPolitics. We believe that U.S. equity markets are anticipating a Clinton victory and a split Congress, where Republicans retain control of the House of Representatives, and Democrats, in a close call, could regain control of the Senate.
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Fall Fashion Forecast

Fall Fashion Forecast

As fashion trends come and go, there are a few core elements of a timeless wardrobe that will consistently maintain their status as the epitome of vogue, whether it be that little black dress, classic navy blazer, or that favorite pair of worn Levi’s. Just as these items have remained reliable and constant over the years, so too have dividend paying stocks, which can be a core element of investors’ equity portfolios. Dividends can provide a meaningful contribution to long-term equity returns, ...
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Equal or Fair? The Art of Wealth Distribution

Equal or Fair? The Art of Wealth Distribution

In today’s society there is no such thing as simple, especially when it comes to families. Complicated family structures are becoming more prevalent, with a decline in the so-called “traditional family.” According to Pew Research, only 46% of children are living with two married parents in their first marriage, compared with 73% in 1960; one in six children are living in blended families (Parenting in America, Dec. 2015). With these newer unique family structures, come questions and complexit...
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Hoarder vs. Collector: Prudent Record Retention

Hoarder vs. Collector: Prudent Record Retention

To keep or not to keep, that is the question. Good record keeping is essential to making your financial life easier and can save you money and time in the long run. But in regards to record retention, how long is too long? Some original documents should be kept permanently (think birth certificate and social security card), whereas others can be shredded after seven years (bank statements and canceled checks), and still others have much more unique retention lengths.
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Leaving your job? Should your retirement plan follow?

Leaving your job? Should your retirement plan follow?

Life is filled with stress, and both financial and emotional change in the workplace and at home ― expected or not ― can certainly increase your anxiety level. According to the American Psychological Association’s annual Stress in America™ survey, money and work remain the two most commonly reported sources of stress, and losing or changing a job can be found at the top of any “life’s biggest stressors” list.
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