Perspectives

Deciding to buy a life insurance policy is very much a personal choice, and not everyone wants or needs to be protected. A better question to ask yourself is, “Would someone suffer financially if I passed away?” If the answer to that is yes, then you may want to consider incorporating life insurance into your financial plan.

If you see Social Security or OASDI (Old-Age, Survivors, and Disability Insurance) deducted from your paycheck, you may be wondering how the program works and how soon you can collect benefits. Here’s what to know.

Knowing the costs of pet ownership before adding one to your family is essential to avoid any unwanted surprises. Here’s what to expect.

A lot has changed recently in the world of insurance and annuities that has led to record sales, improved efficiencies, and more consumer-friendly solutions. Read on for the latest trends.

Budgeting for a wedding can be a great start to having open, financial discussions with a partner. Read on for some of the costs a couple may want to consider when planning for their big day.

Only 30% of organizations in the United States have a formal succession plan in place. Are you a business owner who falls into that category? Determining the future of your business may be easier than you think by keeping these five things in mind.

As a farmer, you know the importance of planning and preparation. Your daily work involves carefully considering the needs of your land, crops and animals, and making sure that everything is in place for a successful harvest. But what about your own future and the future of your farm?

Did you know that only one in three American adults has an estate plan, and of those who do have one, 20% have not updated it in the last five years? Read on for tips on how you can create a thorough plan that works for you.

As life changes, so do federal and state estate tax laws, and your financial situation. Here are four reasons why you should regularly review your financial and estate documents.

Over the past 15 months, many Americans have cut back on discretionary spending and prioritized saving for their long-term future. It is important to know that steps you take now to combat inflation can have a significant impact on your savings down the line.