Perspectives

For many of us, a child’s college education is the largest single expenditure in our yearly budget. Whether you are the parent of an infant or a teenager, by considering your options now, you can get a head start on saving for your child’s future. While no investment strategy is right for everyone, there are several approaches geared specifically toward education saving.

Many of us struggle with the execution of long-range goals. Although we may understand that they are important, often they are not very urgent…so they are moved to the back of the list and suffer from lack of good, early execution. The first step is to embrace the planning process.

If you are changing employers or find yourself unexpectedly unemployed, your financial plan can change dramatically, and you need to consider what to do with the assets in your 401(k) or other employer-sponsored retirement savings plan. Decisions made now can greatly impact your financial condition upon retirement, so it is important to research your options and understand the merits of each choice.

Relative to the volatility of equity markets, most fixed income investors prefer their portfolios to be comparatively… boring. Davidson Investment Advisors examines rising interest rates and gives insight on how they seek to position and manage bond portfolios in this environment.

Leaving the workforce and retiring is both an exciting time and one of stress — creating a number of questions and concerns. As with any major life change, planning ahead can enhance the outcome of your long-awaited move to retirement.

Although measures of inflation remain low, markets and financial commentators presume that may be changing soon. Davidson Investment Advisors breaks down the impacts of inflation on both the equity and bond markets, and what it means for investors.

As COVID-related office closures extend beyond their initial expected lives, both employers and employees have learned to embrace the concept of Work from Anywhere: a new reality where as long as an employee has internet and cell service, work can be done.

Are you prepared for the unexpected? Gathering key documents in advance can go a long way toward reducing problems for you if an unforeseen disaster ever strikes. Because many disasters give little or no warning, it is important to take the time to prepare now — saving time, money and heartache in the event of an emergency.

With the advent of YouTube and other video sites, new methods of instruction have developed, and the amount of knowledge being shared on platforms is enormous. What does this mean for the future of learning?

Our investment team outlines 12 trends to watch for in the coming year.