D.A. Davidson clients are eligible to apply for two of our exclusive Visa® cards. Each card offers attractive rewards programs to fit your needs: choose from the D.A. Davidson Visa® card or the Visa Signature® card.
A traditional debit card enhanced by exclusive access to an AllPoint Network membership is available, providing you 55,000 surcharge-free ATMs worldwide.
Should I rent or buy? How soon can I eliminate my debts? How much do I need to fund my retirement? Check out these calculators to help you answer some common financial questions.
Through the Bank Insured Deposit Program (BIDP), cash deposits will be eligible for up to approximately $4 million in deposit insurance from the FDIC, which greatly exceeds the maximum FDIC- insurable amount outside of the program. FDIC-insured investments are designed to remove the market and credit risks associated with money funds and direct short-term investments. This aggregate amount of FDIC insurance under the BIDP may vary depending on the number of banks participating in the BIDP from time-to-time.
BIDP enables investors to access funds at their discretion.
As FDIC insurance is limited to $250,000 per bank per investor, many investors resort to holding their assets with multiple banks. BIDP provides both security and convenience, facilitating the consolidation of large deposit balances. D.A. Davidson will place up to $246,500 ($493,000 for joint accounts of two or more individuals) (the “Deposit Limit”) of your available cash in each program bank on the Priority Lists. Once funds equal to the Deposit Limit have been deposited in each program bank, any additional funds will be deposited in the Money Market Fund. For the current Priority Bank Lists, please click View the Priority Bank Lists.
For the complete Terms and Conditions and Important Disclosures on the BIDP, click here or refer to D.A. Davidson’s new account agreement. Your financial professional can provide additional information on solutions appropriate for you and/or your business cash needs.
For eligible accounts participating in the BIDP, interest rates on deposit accounts will be tiered based on aggregate household assets (“Interest Rate Tiers”). This means that investors with higher household asset balances generally will have the ability to earn better interest rates. IRA accounts participating in one of our advisory programs are not eligible to participate in these tiered rates. Please click BIDP Interest Rate Tiers for current rates.
Interest Rate Tiers are not applicable for IRA accounts participating in any of our advisory programs. For current interest rates for IRA advisory accounts, please click IRA Advisory BIDP Rates.
In addition to the BIDP, D.A. Davidson also offers the Dreyfus Government Cash Management - Institutional Shares (DGCXX) as part of its cash management program. For information on the Dreyfus Fund offered, please click Dreyfus Funds. Detailed information including management fees, charges and expenses can be found in the Prospectus.
With Davidson Margin Loan Program, you have access to the money you need now without liquidating assets or disrupting your long-term financial plan.
Minimum margin interest charge is $1.00.Interest rates are variable and subject to change at any time. Loans deemed in default or demanded may be subject to a higher interest rate. Please contact your D.A. Davidson financial professional for more information including risks associated with margin borrowing. Visit the SEC or FINRA for more information.